People have been sharing their favourite money saving tips to help tackle the cost of living crisis – 17 popular pieces of advice

Believe it or not, there are people out there who are on top of their finances and aren’t scraping together their last pennies before payday.

It sounds far-fetched, but the rest of us can learn from these masters of money. Kdjejsosjanreplwwssj wanted to hear their secrets, so they put the following question to r/AskReddit:

‘Financially stable people of Reddit, what are your best money tips?’

Help the pennies look after themselves with these top replies…

1.

‘A paid off car is the best car you can get’
-bigsnow999

2.

‘Maintenance is far cheaper than replacement.’
-GovernorHarryLogan

3.

‘Credit cards are for convenience. You cannot use them as a financing mechanism. If you find you can’t pay them off every month in full, get rid of them.’
-jay234523

4.

‘Cook for yourself, that’s probably the biggest money saver for me, i like cooking decent hearty meals for as little cash as possible, it’s like a hobby of mine to work out how cheaply i can make portions of stuff that i can freeze for later consumption lol’
-Totallycasual

5.

‘Live within your means.’
-CulturalConstant2773

6.

‘Fix your mental health. A lot of problems and habits related to money are emotional.’
-pink_summer_cloud_

7.

‘Don’t buy a new car because you want to impress people, driving a low cost reliable car is a cheat code for saving money.’
-RNauss

8.

‘Make sure the income side exceeds the expenses side.

‘If it doesn’t, reevaluate both sides, not just one.’
-TenaciousLilMonkey

9.

‘resist. the. Urge.’
-ResolveSweaty5064